Buyer's Guide

First-Time Buyer? Have no Fear, Start Here.


Congratulations on taking the first step toward becoming a first-time home buyer! While buying a home can be one of the most exciting achievements of your life, going into the process without proper preparation and understanding can cause unnecessary headaches. The team at Hatfield Homes of the Carolinas have carefully crafted this step-by-step guide to ensure your path to an affordable home of your dreams is as stress-free and enjoyable as possible.

“If you haven’t found it yet, keep looking. Don’t settle. As with all matters of the heart, you’ll know it when you find it.” – Steve Jobs 

The team at Hatfield Homes of the Carolinas is always here to help. While we have provided this guide as a self-paced resource, please feel free to contact our team should you have any questions or prefer a more personalized explanation of the process that takes into account your unique situation.

1. Choose a Real Estate Agent

We’ll set up time to discuss neighborhoods you’re considering and help guide your search.


2. Get Pre-Qualified

Based on your income and credit history, the mortgage broker will determine how much a bank will lend you, to help determine the price range for your search.

3. Visit Properties

Now is the time to consider your ideal home’s location and amenities. You will attend viewings and open houses.

4. Submit an Offer

Once you identify a home you like, you can put in an offer. The seller will likely return with a counter offer, which you can accept, reject, or make another counter. I will provide advice throughout.


Your attorney’s job is vital to protecting your interests, and to review paperwork on your behalf.


You will select all desired inspections and determine the property condition within the agreed timeline and contingencies. You’ll also review disclosures and preliminary title report.

7. Loan Appraisals

Organize an appraisal with your bank. Your mortgage application is submitted to your lender for the bank to issue loan approval.

8. Final Walkthrough

Confirm that no damage has been done to the home since the inspection and that major systems and appliances are in working order.

9. Closing

Documents are signed, payment is exchanged, and you receive the keys!


Welcome home! Keys in hand, your hard work and dreams have come true. Congratulations on this exciting new chapter!


My fiancé Garrison and I were first time homebuyers so we had a lot of questions going into this process. Carrie did a great job answering all of our questions (quickly) and calming any concerns we had along the way. We LOVE our new home/neighborhood and are grateful for all of Carrie’s help. She is a close friend and an awesome realtor!


Carrie did an amazing job in getting me my first home! She is on your team and fights for her client and keeps their best interest in mind during the whole process. I will recommend her to any friends and family in need of a great realtor.


2nd time is the charm! Carrie helped me find my perfect new home. I knew after she helped me sell my home in 2020, she definitely would be the best realtor for my new home search. She was very knowledgeable about the market and prospects available, always very positive and reassuring the right home will come along…


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