Attention, Charlotte real estate investors! Dreaming of expanding your portfolio but feeling stuck by traditional loan limitations? Hatfield Homes of the Carolinas is here to introduce you to a game-changer: DSCR (Debt-Service Coverage Ratio) Loans from OriginPoint!

This innovative financing option bypasses the hurdles of income verification, allowing you to qualify for your next investment property based solely on its projected income potential. No more worries about your current salary or employment history!

Here’s why DSCR loans are the key to unlocking your Charlotte investment dreams:

  • Focus on the Property, Not Your Paycheck

    DSCR loans prioritize the projected rental income of the property to determine loan eligibility. This opens doors for investors with diverse income sources, those just starting their real estate journey, or even those with creative financing strategies.

  • Fuel Your Charlotte Ambitions 

    With DSCR loans, you can secure financing for single-family residential properties (1-4 units) and leverage loan-to-value (LTV) options up to 80%. This means you can acquire that dream building in a thriving Charlotte neighborhood like South End, NoDa, or Plaza Midwood.

  • Unlock Cash for Strategic Moves

    Our DSCR program offers cash-out refinance options of up to 75%**, allowing you to access capital for renovations, property management, or even consolidating existing debts. Imagine the possibilities for your next investment property!

The DSCR Loan Advantage:

  • Borrow up to $2 Million
  • No Debt-to-Income Ratio Calculation Needed
  • Cash-Out Refinance Options Available (up to 75%)
  • Minimum FICO Score Applies

Ready to Make Your Move?

Don’t let traditional financing roadblocks hinder your investment goals! Hatfield Homes of the Carolinas and OriginPoint are here to empower you with the knowledge and resources you need to navigate the Charlotte real estate market.

Contact Jessica Babinski, Producing Branch Manager/SVP of Mortgage Lending at OriginPoint, today! She’ll guide you through the DSCR loan process and help you secure the financing you need to turn your investment dreams into reality.

Disclaimer:

*Using funds from a Cash-out Refinance to consolidate debt may result in the debt taking longer to pay off as it will be combined with borrower’s mortgage principle amount and will be paid off over the full loan term. VA Cash-out Refinance not available in Texas. Contact OriginPoint for more information.

**Loans are calculated solely from the income on the subject property in lieu of documenting borrower income. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact OriginPoint for current rates and for more information.